Leasing a laptop makes sense in many situations. Say, for example, you only need a laptop for a short period of time, or for one particular project. It might not make sense to spend over a thousand dollars for a computer you are only going to use once.
Laptop leases are very similar to car leases. They work off the fair market value (FMV) of the laptop and there is no further obligation at the end of the lease term. Once the lease is up, the computer can be purchased at its FMV price, returned, or in some cases, the lease can be extended for an additional amount of time.
If you believe that a leased laptop might be the right choice for you, there are several places you can visit to get the process started:
1) Rent Our Laptops offers a wide range of laptops to rend for various periods of time. They offer pickup and delivery of the laptop in 1,000 cities nationwide and software can be configured for 1 to 1000 notebooks. This is a good solution for both businesses and individuals.
2) CDW is one of the largest and most trusted computer vendors online. Like Rent Our Laptops, they offer a wide variety of computers for lease. Unlike Rent Our Laptops, they also offer computer hardware for lease. CDW does require a credit check for any lease so keep that in mind if your credit might be less than stellar.
3) My Comp Club is aimed at individuals looking to get back on their feet with regard to their credit. They offer a variety of computers on a lease to own plan with payments as low as $17.95 per month. Keep in mind that you will most likely end up spending more for the computer in the long run, but if you have less than perfect credit this might be a good option for you.
As with any lease, it pays to do your research. If you run a business, laptop leasing is a nice way to avoid the upfront expense of buying new computers for all of your employees. Especially since the technology changes so quickly. If you are an individual, leasing a laptop makes sense if you just don’t have the money or the need for a laptop of your own. Do your homework and find the best option for you.
